Taking immediate action after your automobile accident can help you receive full compensation for your in juries. There are a few tips to keep in mind that will work to your best interest if you ever experience a car accident.
Report to Local Authority:
The very first step in encountering a roadway accident is to report the incident to local police. This is an authorized requirement for any and all damage. In doing so, you should receive an official report of the accident, everyone involved, and where. The accident report could work as evidence for you in court. It can also assist in determining who is responsible for the accident and any further investigation.
Be sure to record every detail possible from the scene of the accident. In addition to insurance information, record or write down all names of parties involved and their contact information. It is also lawful to take pictures of the scene of the accident and damages to the vehicle. This will come in handy, especially if you are presenting a case to a jury. Think ahead and keep any and every important detail that may work to your advantage long-term. Be the detective. Every detail counts.
Seek medical attention as soon as possible. The quicker you are seen by a doctor, the better. This ensures that you receive the attention you deserve. It increases your chances of receiving recovery in your pending injury case. If you choose to wait to seek medical attention, the insurance companies automatically try and discredit your injuries, claiming that you were only seen to collect compensation, not necessarily because you were seriously injured. You may be in shock and unaware of the extent of your injuries at first, but always go and get medical care immediately. Time is of the essence in cases like this. The insurance company may also claim that you were injured elsewhere, aside from the car wreck. This is all a tactic to lessen their responsibility to you in your time of need.
Encountering Insurance Company:
Once you have reported the incident, collected evidence, and sought medical treatment, you will be contacted by the insurance adjuster. You may also be contacted by an opposing car accident attorney. Always keep in mind that they are not on your side. Their whole mission is to diminish their responsibility to you. You must keep in mind every word spoken is being recorded with the intent of being used against you in court. They will try and manipulate your own words to prove that your condition is not as serious as the claim. This is another reason why you should hire an auto accident attorney to assist you in the insurance’s effort to diminish the value of compensation in your case.
Do yourself a favor and never settle for less than you deserve or rightfully need. Many times, insurance companies can persuade victims of these accidents to accept a settlement that is less than half of the value of your initial compensation. They add pressure by trying to convince you to finish up the claims process according to their time. Do not settle for the small amount that insurance offers you, especially if you are still uncovering your injuries and are unsure of the damages. Once you reach a deal, and accept it, you have personally closed your case and any possibility of reopening the case regardless of the extent of your injuries or the surmounting amount of medical expenses.