COVID-19 Business Interruption Claims

  • June 18, 2020 @ 3:50 pm
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COVID-19 Business Interruption Claims

Over 100 business interruption cases related to COVID-19 shutdowns have been filed with thousands more projected to hit the docket over the coming months.

Many business interruption cases related to COVID-19 shutdowns have been filed with thousands more projected to hit the docket over the coming months.

The Novel Coronavirus has resulted in incredible hardship and loss of property as a direct consequence of government-mandated closures.
If you or your business is among the thousands impacted nationwide, reach out to our law firm today for a free initial consultation and to find out what legal recourse you may have to file insurance claims and mitigate losses.

Our firm is steadfastly dedicated to helping our clients overcome these challenging and unprecedented times.

Call or message today. Our team is standing by and eager to learn how we can help.

Business Interruption Insurance (BI) and Your Recourse

As a firm committed to helping business owners recover from COVID-related shutdowns and hardship, John Bales Attorney’s are stepping up to the plate with aggressive and comprehensive legal strategies and litigation aimed at getting business owners impacted by shutdowns the compensation they deserve.

The Confusion Regarding Business Interruption Insurance Coverage

As businesses begin the process of assessing and projecting current and future losses from shutdowns, questions pertaining to the coverage they have under their insurance policies are on the rise.

Business Interruption Insurance (BI) – This type of insurance is generally triggered only in situations where the business has sustained physical damage. This has left business owners uncertain about any legal grounds they have to make a claim.

Civil Authority Coverage Clause – This clause may provide a potential avenue to explore for recovery of losses, although damage to adjacent or nearby property is also a requirement.

Contingent Property Insurance or Dependent Property Insurance – Also known as Supply Chain Coverage, the applicability of this coverage will be largely determinant on whether or not COVID-19 or the threat thereof is considered to have caused property damage.

Infectious Disease Coverage – Currently the clearest path for a business to recover its losses from COVID-19 is under any available infectious disease coverage.

The Stakes are High and The Consequences Dire

Businesses across the state are in shambles, scrambling to stay afloat. Although most businesses have “interruption policies” covering everything from burst pipes to Hurricane damage, most insurers incorporate exclusions that disqualify payouts for mass events such as COVID-19. Some even go so far as to include specific exclusions for losses tied to communicable diseases and viruses.

Yet, these carefully crafted policies may not be enough to protect insurers and you may have grounds to contest their decision in and out of court.
Our firm stands ready to support your business and help you get the insurance payout or settlement you deserve to not only keep your business afloat, but help it thrive for years to come.

Call or message us today and schedule a free, no-obligation initial consultation to discuss your unique situation and how we can help.

Insurance Litigation, Mediation and Negotiation

At John Bales Attorneys, our firm is leading the charge in representing business owners large and small both in and out of court as they fight to get the compensation, they deserve from unwilling insurance companies.

As a leading Tampa, Florida law firm, we know a thing or two about dealing with insurance companies that unfairly deny claims or offer substandard payouts or settlements to clients.

Put our combined decades of experience to work for you today and let us fight as a staunch advocate for you, your business and claim. Our team will vigorously represent you in your pursuit to obtain a favorable payout or settlement.


Although litigation is often a final resort, our firm has extensive litigation experience backed by a 37-year plus track record of helping Florida residents obtain favorable outcomes. With over $400 million recovered in settlements, our team is equipped with battle-tested strategies that win.


An often less costly yet highly effective strategy when dealing with insurance companies is mediation. Our team can often achieve a positive outcome for our clients without the need to ever take things to court. This saves time, money and typically results in clients getting their settlement much more expeditiously than if dragged through the courts.

Don’t Let an Insurance Company Bully You Around

Insurance companies are notorious for their propensity to undervalue losses and do everything in their power to deny or limit a claim. They are, after all, for-profit companies and look first to protect their own bottom line.

These companies hire both internal and external legal counsel to protect their interests. Shouldn’t you do the same?

At John Bales Attorneys we believe that you and your business deserve the best representation from a team that thrives on helping their clients win and get the justice they deserve.

As a leading personal injury law firm, with over 5100 satisfied clients and $400 million-plus recovered in settlements to date, we’re the team you need to have your back when it’s up against the wall.

Call or message today for a free no-obligation initial consultation.

Award-Winning Attorneys Ready To Help

The aftermath of COVID-19 has impacted virtually every aspect of life. For those in Florida, businesses have been hit especially hard by mandated government lockdowns, with loss of revenue into the tens of millions for businesses small and large.

If your business has been negatively impacted by COVID-19 shutdowns and are uncertain or unclear about your insurance coverage, or if your insurance provider has already denied your claim, don’t hesitate to reach out.

We know how hard it is to build a business only to have it put in jeopardy my events out of your control. Don’t let COVID win. Reach out and put our team’s 100-plus years of experience to work for you.